Uber Car Accident
Uber is known as a ride-share company. Ride share companies have become increasingly popular and have replaced many taxi cab companies as the preferred source for transportation for people. If you have been in a car accident while in an Uber, you can file a claim against Uber. You would file against Uber and not the driver since the driver of the Uber is considered an independent contractor. Uber has what is called a “commercial insurance policy.”
Commercial insurance policies are different than the kind of insurance policies you see on a normal car or truck and they aren’t insurance companies like Geico, Allstate, or State Farm. The commercial insurance policy will cover the driver and the car, so if you have a claim after being hurt in an Uber, there is insurance coverage available to you.
What are the common reasons people get into an accident while in an Uber? As you can probably imagine, given that the driver is often looking at their phone while driving, distracted driving is a very common reason. Other reasons include impaired driving, driving on too little sleep, reckless driving, and driving a vehicle that has not been properly maintained. If a vehicle has not been maintained properly, this often means the breaks, steering, or overall maintenance of the vehicle is suffering and needs to be fixed.
Uber has grown into a huge company that has a worldwide reach, operating virtually everywhere and at great profit. Below are some interesting statistics on Uber:
- There are 75 million riders using Uber every day
- There are three million Uber drivers
- Uber has done 10 billion rides to date
- Uber is in 600 cities across the world
- Uber controls 84-87% of the market
- Uber’s total valuation is currently 62 billion dollars
Uber has some strict laws that apply to how the company operates. For instance, in order for an Uber car to be on the road, the following must be met:
- The car must be 10 years old or newer.
- The car must be four doors
- The car must be in good condition
- The car must pass a vehicle inspection
- Drivers must have their own car insurance even though Uber does have insurance too.
If you are an Uber driver and you are in an accident that is not your fault and it occurs on the job, you of course have the option to make a Labor and Industries claim. But you can also get insurance coverage from Uber. If you are waiting for a request to come through and you’re in an accident, you can receive up to $50,000 in insurance coverage.
If you are on your way to pick up a rider and you are in an accident, then you can receive up to $1,000,000 in coverage to pay for your medical bills, lost wages, and pain and suffering. If you are not “on the clock,” meaning you are not waiting to pick someone up or have someone in the car with you, then if you get in a car accident, your own insurance would apply as an Uber driver.
In addition to the risk of being in a car accident while riding with Uber, many people have also reported sexual assaults while riding with Uber. While rare, there have been many reported incidents where passengers have been assaulted, physically and sexually, by the driver of their Uber vehicle. If this happens to you, these are the steps you should take:
- Find a way to exit the car safely.
- Call the police and make a report.
- Get the medical attention you need.
From there, calling an attorney immediately is advisable so a claim can be made against Uber.Common Injuries from an Uber Car Accident
After being in an Uber car accident, you are likely suffering from the following injuries:
- Broken bones
- Herniated discs
- Bulging discs
Your symptoms may or may not appear right after the accident. Sometimes it can take a few days, especially for whiplash injuries, for your symptoms to appear. Regardless of when they appear, it is important to get medical care right away, either from a doctor, chiropractor, or massage therapist.How The Jackman Law Firm can Help
If you have been in an Uber car accident, you are likely confronted by some or all of the following:
- Insurance companies calling to get you to settle your case
- Receiving medical bills
- Experiencing pain and discomfort from your accident
- Have out of pocket expenses from the accident
The Jackman Law Firm can help you with all of this. We can make sure the insurance companies, yours and Uber’s, contact a lawyer rather than you. We can also make sure you get fair compensation for your pain and suffering and make sure you are repaid your medical bills and receive repayment for any out of pocket expenses you have.
While it may seem like an obvious thing, sometimes the insurance company for Uber will not agree to pay anything to you for the accident. They may blame you for the accident or allege that you were partly at fault. If this is the case, The Jackman Law Firm stands ready to help you prove your case and increase your odds for either a settlement or a win in court, if it goes that far.
The Jackman Law Firm can work with the police to obtain the proper report, interview and collect witness statements, and send subpoenas to collect video footage that captured the accident, if such a footage exists. In short, the attorneys at the Jackman Law Firm will go to great lengths to help you prove your case and make sure you receive the recover you deserve.
Feel free to call if you have questions about your Uber car accident case. The consultation is free.