Motorcycle Hit and Run
After being in a motorcycle hit and run, you are likely in for the fight of your life, especially if your injuries are very serious. These injuries are likely not going to heal on their own without some serious medical care. Further, you need an attorney who can help you negotiate with the insurance company, which is likely going to be yours if you are unable to identify the driver who hit you.
While most drivers in Seattle, Kirkland, Olympia, and Bellingham, along with the rest of Washington State, are very safe and would not simply drive away after a serious accident, sometimes these drivers do just that and you need an attorney can help you when you need it most in this unimaginable situation.What to Do After a Motorcycle Hit and Run
After you have been hit while on a motorcycle who keeps driving, there are two obvious possibilities as to what happened. Either the driver truly did not see you or know he or she hit you, which is unlikely, though it does happen from time to time, depending on how hard the driver struck you and where. The second option is the most obvious one and the most common one unfortunately, which is when the driver intentionally did not stop to check to make sure you were okay.
When this happens, the first and most important thing to do is get the medical attention you need to make sure you are okay. This could mean being transporting by ambulance to a local hospital or it could mean walking yourself into a walk-in clinic or waiting until the following day to see your chiropractor or doctor.
From there, you must call the police and make a record of what happened. Unfortunately, in cities like Seattle and Kirkland, where there are a great deal of people calling the police, you may have to wait a long time for the police to arrive. Or you may have to go to the police station in person yourself. Regardless of whether you go in person or wait for the police to come to you, you need to explain everything that happened to the police and recount what you do remember about the driver who hit you. This is the make and model of the car, the color, the license plate if you remember it, really anything that will help the police find the car and the driver who hit you.
After you do this, then you need to notify your motorcycle insurance company and let them know about the motorcycle hit and run. They can then see if you have what is called UIM coverage, which stands for Uninsured Motorist Coverage.Uninsured Motorist Coverage (UIM)
UIM coverage stands for Uninsured Motorist Coverage and it is a kind of insurance you buy through your own motorcycle insurance policy. It is normally not very expensive to get $100,000 in coverage. It is intended in situations like a motorcycle hit and run. In this kind of situation, if you are unable to track down the driver who hit you, then your only source of insurance is through a UIM policy.
This may be your only chance to receive money for your injuries. Keep in mind that your insurance company will act no differently than the at-fault insurance company if there had been other driver, meaning that they will be looking out for themselves. This means that they will not be looking out for you and trying to give you a fair settlement, which is often a surprise to most people. In addition, the insurance company cannot raise your rates or drop you as a customer if you make a claim. You purchase UIM insurance for a reason, after all. If you never use it, you are not getting full advantage of your policy.
Hopefully, you will not have to file a lawsuit against your own insurance company for not paying you what you are owed for the damages for your case, but you may have to. If you do have to, you will be filing a breach of contract case, because you have, after all, an insurance policy with your UIM insurance company that says they will pay you reasonable damages for your injuries, so in a real sense this would not be a personal injury case, but rather a breach of contract case. If you have questions or concerns about the insurance implications of suing your own insurance company, feel free to call us for a free consultation.Common Motorcycle Hit and Run Injuries
If you have been in a motorcycle hit and run accident, chances are you have suffered some very serious injuries. The most common kinds of injuries we see are:
- Brain injury
- Back injuries
- Knee and shoulder injuries
- Burns, varying from first to third degree
These injuries rarely just heal on their own. Rather, they take a lot of medical care and
consistent treatment to get you back to where you were before the accident. Some of the common providers our clients have seen in the past are physical therapists, osteopaths, physiatrists, chiropractors, and medical doctors. These doctors have the know-how and experience to successfully treat you and, if you need to see a particular specialist or receive surgery, they know the right people to do these procedures.How The Jackman Law Firm Can Help
After being in a hit and run motorcycle accident, you are understandably upset, confused, and overwhelmed about what to do. Why go through this alone? Let us take the burden of dealing with insurance companies, whether it is a car insurance company or health insurance company, off of your shoulders. You need to focus on healing and getting your life back on track health-wise, which is by far the most important thing that needs to happen after a motorcycle hit and run accident.
After a motorcycle accident, there is often a lot to do with the insurance company, which may be your own insurance company, through what is called a UIM claim, if you are unable to track down the driver who hit you. This will be our first order of business if we are hired—tracking down the driver who hit you using one of our private investigators. If we can’t do this, we will make the appropriate UIM claim with your own insurance company. This may not be a friendly process even if it’s your insurance company. We will fight to make sure to get you the best possible settlement we can.
We have years of experience successfully negotiating with insurance companies to get you the best possible outcome. If negotiations fall apart, then we will file your case in court and get your case ready for a trial and await the outcome after we aggressively and successfully present your case to a jury. When we are victorious, either with a trial in front of a jury or with a settlement from the insurance company, we are allowed to recover the following legally for your case:
- Medical bills
- Future medical bills
- Lost wages
- Future lost wages
- Loss of consortium
- Out of pocket expenses
If you are confused about any of these items, feel free to call us for a free consultation.
We stand ready to help you.