Lyft Car Accident
Lyft is also a rideshare company, just like Uber. If you are injured in a Lyft vehicle while in Seattle or Kirkland, just like an Uber, you are allowed, under Washington state law, to have your medical bills covered, lost wages, pain and suffering, and incidental damages paid to you by the commercial insurance company for the commercial insurance policy that covers the Lyft vehicle.
Lyft enjoys considerable success in the United States. Below are some statistics of note:
- 23 million people use Lyft annually
- 500 million rides have been given by Lyft
- There are one million rides per day
- Lyft controls 35% of the market share for ride-sharing apps
- Lyft is worth reportedly 15.1 billion dollars
It is debatable whether Lyft has helped improve traffic safety. There is some evidence to suggest that the number of car accidents and traffic deaths have declined since the arrival of Lyft and Uber.Washington State Lyft Car Accident Laws
If you are in Seattle or Kirkland when you are in an accident with a Lyft vehicle, there are some certain specific laws that must apply for a Lyft to even be on the road per Lyft’s rules and policies. For instance,
- The car must have a vehicle inspection form
- The driver of the Lyft must have a driver’s license
- The driver must have registration
- The driver must have their own personal vehicle insurance in addition to the insurance provided by Lift
- Bellingham requires a business license
- The car must be 2003 or newer (though in Olympia the car has to be a 2008 or newer)
- The car must be four doors
- The car must have five to eight seats, including the driver’s
If you are in an accident with a Lyft vehicle, or if you are a driver for a Lyft vehicle and you are injured in a car accident caused by another driver, there are a variety of insurance scenarios that may apply to you.
If you are a driver for Lyft and you are injured in a car accident that is caused by another driver, then you can make a L&I claim, where the state of Washington will pay your medical bills and your time loss. However, you can also make a claim against the other driver’s insurance company, or your own if the at-fault driver either has no insurance or does not have enough insurance to cover your damages. A Lyft driver can also receive what is called contingent liability coverage. This will provide liability coverage when the app is in driver mode before you have received a request to pick someone up (but are still working, waiting to pick someone up). The policy has a 50K max limit and $100,000 max limit per accident.
There is $25,000 max limit for property damage to the car. However, there is also primary coverage through Lyft. This applies from the time that you, the driver, accept a ride until the ride is over. For this, there is a one million per car accident cap. It is important to note, however, that your personal car insurance will be the primary coverage and Lyft will be the excess layer, so Lyft’s car insurance policy will only come into play unless there is not enough car insurance through your own policy to cover your damages. Finally, there is also what is called express drive, which applies depending on whether you are waiting for a request or driving a customer.
If you have been hurt in a Lyft car accident caused by a Lyft driver, you have the option to sue both the driver and Lyft for the accident. Since Lyft employed the driver, they can be held liable for the actions of their drivers so long as the driver was acting within the normal scope of their employment when the accident occurred.
Unfortunately, in addition to causing accidents, Lyft drivers have also been accused of sexually assaulting passengers. If you have been physically or sexually assaulted by a Lyft driver, you have legal rights and you have the ability to bring a claim against Lyft for your injuries.Common Lyft Car Accident Injuries
If you have been injured in a Lyft car accident, your injuries are likely very serious. You may have to receive immediate medical attention at the ER, see a medical doctor, or receive extensive chiropractor care. The most common Lyft car accident injuries are:
- Broken bones
- Herniated discs
- Bulging discs
- ACL Tear
These injuries are all serious and will almost certainly require medical attention. If you can prove that your injuries were the result of a Lyft driver, of if you are a Lyft driver and another driver caused your injuries, then you have the legal right to recover the costs of your medical expenses.How The Jackman Law Firm can Help
After you have been in a Lyft car accident, you have a lot of pressures facing you. For instance, the car insurance company for the driver who hit you or your car insurance company may be calling you a great deal to try to settle your claim. If this is the case, you should not sign anything until you speak to an attorney who can advise you on the best course of action.
You are allowed to recover the following damages:
- Medical bills related to your car accident
- Money for pain and suffering
- Lost wages
- Money for out of pocket expenses
The insurance company for either Lyft, your car insurance company, or the at-fault car insurance company may not be telling you that you are allowed to recover all of those damages. In addition, the car insurance company adjuster who has called you may be suggesting you are at fault, either partly or entirely, and thus you should not receive a full settlement. If this is the case, you need an attorney to do the following:
- Interview witnesses
- Collection a police statement and talk to the responding officer
- Issue a subpoena for all video footage
If you are struggling with your claim or need answers, feel free to call The Jackman Law Firm for a free consultation.